We are facing a retirement crisis in Pennsylvania.

Currently the fourth-oldest state in the nation, the commonwealth’s senior population is only growing. By 2020, more than one in four Pennsylvanians, or 3.5 million people, will be aged 60 or older, according to research from the Penn State Data Center.

Unfortunately, the AARP also estimates that more than two million hard-working, older Pennsylvanians are without access to a workplace retirement plan. Many will have no money at the age of retirement.

Though a more pressing concern for our aging population, this is not solely an issue for those nearing retirement age. Gen-Xers and Millennials are also at risk.

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